5 ways to take maximum advantages of your monthly salary

udisl jegqfmka Wmßu m%fhdack .ekSug l%u 5la

Y%S ,xldfõ iudcfha mjq,l ieñhd fukau ìßho fndfydaúg /lshdj, ksr; fjhs' kuq;a ksfjfia uqo,a mßyrKh isÿjkafka fndfyda úg ldka;dj w;sks' jegqm w;g .;a ú.iu wm isÿ lrkafka m<uqj fmr udifha úÿ,s yd c, ì,a f.ùug" orejkaf.a mka;s .dia;= yd Kh f.ùug fjkalsÍuhs' fuhg jeä uqo,la fjka lsÍugo isÿfjhs' fojkqj ;u wdydr mdk .ek jeä wjOdkhla fhduq lrhs' ldka;djka f;jkqj jeä msßjehla fjka lrkqfha ú,dis;dj,g yd ;u ;;a;ajh jvd jeä lsÍug lrk W;aidyhghs' kùk jdykhla ñ,§ .ekSu" jeks jeä mSvkhla we;sjk msßjehla oeÍug isÿ jk lghq;=j,g fudjqka keUqrejla olajhs'

 

ngysr iudcfha mßfNdackh

wm rfÜ fuka fkdj hqfrdamd rgj, ldka;djka kï Tjqkaf.a uqo,a mßyrKh ms<sn| fojrla is;d n,d th fhdod .kafkao jvd M,odhS ld¾hlghs' Tjqka is;k wdldrh wkqj;a fuh fjkia fjhs' fudjqka ;u jegqm mßfNdackh lrkafka msrñvhl wdlD;shl wdldrhgh'

tys my<u ;,fha§ mjqf,a ksfrda.slu" iqj;dj ms<sn| jeä wjOdkhla fhduq lrhs' fudjqka ;u jegqfmka m<uqj fjka lrkafka iqj;dj fjkqfjks'

fmdaIŒh m,;=re j¾. ñ,g .ekSu yd msyskqï jeks l%Svdj,g fhduq ùug jeä bvlvla ,nd fohs'

fojkqj Tjqka fldgila wdfhdackh lrkafka wOHdmk lghq;= fjkqfjks' orejkaf.a uQ,sl úIhkag wu;rj fjk;a NdIdjka wOHhkhgo wdrïNhla ,nd .kak l%Svd mqyqKqjlg fyda .Dy‚hf.a wu;r oekqulg w;alï jeks mdGud,djlg fhduq jkakg wjYH uqo,o fjkalr ;nkak' i;s wka;fha mqj;am;aj, fujeks foa ms<sn| we;s oekaùï lshjd fujeks mdGud,djlg fhduqù Tfí oekqu ÈhqKq lr .kak' .Dy‚hlg kï tuÕska wu;r wdodhï ud¾.j,g wjia:d idod .ekSug;a yelshdj we;s lrhs'

f;jeks ldrKh kï Kh fkdù isák f,i iaÓr wdfhdack l%uhlg hï uqo,la fjka lsÍuhs' fjk;a iq¿ fyda jHdmdrhlg uqo,la fjka lsÍug fudjqka yqrej we;'

ir, l%ufõo myla

;udg ysñjk udisl jegqm úúO jD;a;Ska wkqj fjkia jqj;a th ksis f,i l<ukdlrKh lr .ekSug Tn oek .; hq;=hs' fï ksid uqo,a mßfNdackh lsÍfï§ fï ldrKd .ek ie,ls,su;a jkak'

ffjoH m¾fhaIKh;a

mjqf,a ish¨‍ fokdgu weÕ iïmQ¾K ffjoH mÍla‍Idjla isÿ lsÍug wjia:djla Wod lr.kak' weÕ iïmQ¾K ffjoH mÍla‍Idjlg jeä uqo,la jeh jk ksid Tn fujeks foa l,a oukjd úh yelshs' kuq;a Tfí ksfrda.slu fyd¢kau uek ne,sh yels jkafka fujeks ffjoH mÍla‍IKhlsks' fï ksid uqo,a w;g ,enqKq úfgl Tfí fi!LHiïmkak nj mÍla‍Id lr bÈßfha§ we;s úh yels frda. wjodkñka ñfokak' kuq;a wjqreÿ yd k;a;,a iufha§ Tfí wdydr rgdfõ f;,a" iSks jeä jk ksid fï ld,fha§ ffjoH mÍla‍IK isÿlr fkd.kak'

rla‍IKdjrKhla

fï iuÕu ms<s.;a wdh;khlska ffjoH rla‍IKdjrKhla ,nd .kak' fï i|yd udisl jegqfmka re' 2000la muK fjka jqj;a fuh yÈis wk;=rla fyda Y,Hl¾u isÿ lsÍug wjYH jQúg th wd¾Óluh jYfhka úYd, jdishls'

orejkag;a .sKqula

orejl= Wm; ,enQ miq tu orejd fjkqfjka .sKqula wdrïN lrkak' ujqmshka udislj ,nk jegqfmka 2]la j;a Tjqka fjkqfjka b;sß lrkak' uqo,a ;ekam;= .sKqula fukau rla‍IK .sKqula wdrïN lrkak' orejdf.a yÈis frda.S ;;a;ajhl§ Tn w; uqo,a ke;s jqj;a fujeks rla‍IKdjrKhla we;akï ìh úh hq;= ke;'

fmdaIŒh ñ, wêl wdydrj,g jeä bvla

uqo,a ,enqKq úg úfkdaohg ¾ÒV,,p jeks rildrl fh¥ flá lEuj,g fkdj ;rula ñ, wêl fmdaIŒh t<j¿ m,;=re ñ,§ .kak' fmdaIKfõÈhl=f.ka ksis Wmfoia ,ndf.k fmdaIŒh wdydr ms<sn| oekqj;a fjkak' fo¿ï" v%e.ka*DÜ jeks ñ, wêl fmdaIŒh m,;=re j¾. Tfí wdydrhg tla lr.kak' rij;a ks¾udxi wdydr fõ,l ri ú¢kakg;a Tng mq¿jka' óg wu;rj ks;r wdydr fõ,g tlalr fkd.kakd kejqï lsß" uex.=ia" ,djq¨‍ jeks m<;=re j¾." .%Ska à mdk yd fn,s u,a mdkj,g jeä bvla ,nd fokak'

wu;r oekqula tl;= lr .kak

udislj ,nk jegqfmka iq¿ uqo,la fyda iEu uilu fjkalr ;nkak' Tn leue;s u,a j.dj" flala ks¾udK fyda w;alï jeks mdGud,djlg i;s wka;fha iyNd.s jkak' tjeks mdGud,djlg iyNd.s ù th Tfí wu;r wdodhï ud¾.hla lr .ekSug iajhx /lshdjlg t<eöugo yelshs'

iudc fiajhg fjka lrkak

wm w;g ,efnk uqo,ska hï m%udKhla odkuh fyda wd.ñl fohlg iudc fiajd wruqo,g fjka lsÍugo wu;l fkdlrkak'

;udf.a mßfNdackhg muKla uqo,a jeh fkdlr wdOHd;añl lghq;=j, fh§ugo hï uqo,la fjka lrkak' udislj fhfok odkuh lghq;a;lg" ÿ.S orejkag jeks i;aldrj,go mjq,u tla wruqo,la idod thg tla lsÍug yqrejkak' orejka ;=< hym;a wdl,am j¾Okh lsÍugo fujeks ld¾hhkaj, fh§u myiqjls'

- Yd,sld rx.kS iurÈjdlr